🧧 Feature

Paluwagan Tracker

Run your rotating savings group without the spreadsheet.

budget.kindlyf.com/paluwagan
Office Paluwagan 🧧 · ₱2,000/cycle
Round 1LizaReceived
Round 2MarcoReceived
Round 3YouYour turn
Round 4JoyUpcoming

Paluwagan is how millions of Filipinos save together. BudgetPH turns the messy group chat and notebook into a clear, automatic tracker — every round, every contribution, every payout.

Set it up once, track it all

Enter your members, the contribution amount, and the schedule. BudgetPH auto-generates all the rounds for you, so you always know who pays whom and when the pot rotates.

  • Auto-generated rounds for the whole cycle
  • Per-member, per-round payment tracking
  • Mark contributions Paid as they come in

Never miss your turn

When your slot to receive the pot is coming up, BudgetPH highlights it so you can plan around the windfall — whether it's for tuition, a gadget, or an emergency fund.

Transparency builds trust

Everyone can see the same clear record of who has paid. No more 'nakabayad na ako' disputes — the tracker is the single source of truth for the group.

Frequently asked questions

What is a Paluwagan?
A Paluwagan is a Filipino rotating savings and credit group: members contribute a fixed amount each cycle, and each member takes turns receiving the whole pot.
Can I track more than one Paluwagan?
The Free plan includes one group; Pro unlocks unlimited Paluwagan groups for people in several at once.
Does it remind me when it's my turn?
Yes. BudgetPH flags your upcoming payout round so you can plan how to use the pot.

How-to guides

How to track a Paluwagan online

Related reading

Your First Sweldo: A Fresh Grad's Guide to BudgetingBudgeting for OFW Families: Make Every Remittance Count

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