Trips, condo bills, group dinners, barkada gifts — Split Groups makes shared spending painless. Log who paid and how each expense splits, and BudgetPH nets everyone out and tells you the simplest way to settle up.
Stop doing the math in your head
When five friends pay for different things on a Boracay trip, figuring out who owes whom is a headache. Split Groups records every expense — who fronted the cash and who shares it — then calculates each person's net balance automatically.
- ✓Add expenses with one or multiple payers
- ✓Split equally, by exact amounts, by percentage, or by shares/weights
- ✓See each member's running balance update instantly
Settle up with the fewest payments
Instead of a tangle of back-and-forth GCash transfers, BudgetPH simplifies all the debts into the minimum number of payments. If Ana owes Ben and Carlo, and Ben owes Carlo, it might collapse into a single transfer. Mark each payment as settled when it's done.
Friends don't need an account
Add people by name and share a private link. Your barkada can open it in any browser and add their own expenses — no sign-up, no app install. When someone does have a BudgetPH account, you can link them so the group shows up in their app.
- ✓Shareable link works on any phone or laptop
- ✓Optional email invite for BudgetPH users
- ✓Export the whole group to Excel for your records
Keep it separate from your personal budget
Split Groups is its own settle-up tracker, so group spending doesn't clutter your monthly budget. When you do want your share to count, one tap adds it to your Non-Essentials for the month.