BudgetPH v2.0 is the only finance app built natively for Filipinos — with Paluwagan tracking, SSS/Pag-IBIG/PhilHealth, Loan/Utang tracker, AI spending insights, PWA install, and a Budget Credit Score. Zero competitors offer all of this in one place.
Installable on Android & iOS · Works offline · No subscription required
v2.0 adds 12 new sprints of features — from AI insights to Paluwagan — while keeping the clean, fast interface you already know.
These aren't translations of Western finance apps. They're features designed around how Filipinos actually manage money.
Stop managing your rotating savings group in a group chat or notebook. Create your Paluwagan, auto-generate all rounds, track each member's payments, and know exactly when your slot is coming up.
Build daily habits with a streak system, earn XP for good financial behaviour, level up from Baguhan to Pantas ng Pera, and unlock badges for real milestones like paying all your cards or running a 30-day streak.
Every month, AI analyses your budget data and delivers 3 specific, actionable insights — spending spikes, savings wins, unpaid alerts. Uses OpenRouter free models so there's zero cost to you. Zero PII sent — only aggregated numbers.
Download your GCash or Maya transaction history CSV and upload it. BudgetPH auto-detects the format, assigns categories by keyword (Jollibee → Food, Shopee → Shopping), and shows a preview before anything is saved.
Add a co-payer to any shared expense. They get a notification, accept it, and both of you track your portions independently. "All Settled ✓" when both have paid.
No onboarding call. No tutorial videos. Just fill in your numbers.
Everything you need is free. Upgrade when you want more.
The only finance platform built natively for how Filipinos earn, spend, and save — with Paluwagan, government benefits, AI insights, and a Budget Credit Score. No competitors come close.
Create Your Free Account →No credit card · Installable on your phone · Your data stays yours