Paid plans are launching soon — every feature below is free to use today.
Free
₱0 / forever
- ✓Full budget tracking
- ✓Bills, income & expenses
- ✓Loans & installments
- ✓Paluwagan tracker
- ✓Split Groups
- ✓AI insights (basic)
- ✓Budget Credit Score
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Pro
₱799 / year
- ✓Everything in Free
- ✓MCP AI agent access
- ✓Advanced AI insights
- ✓Unlimited Paluwagan & loans
- ✓CSV / PDF / Excel export
- ✓Budget targets
- ✓Priority support
Household
₱1,199 / year
- ✓Everything in Pro
- ✓Couples / household mode
- ✓Shared expense tracking
- ✓Up to 2 members
- ✓Combined dashboard
Secure payment powered by PayMongo
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Frequently asked questions
Is BudgetPH free?
Yes. The Free plan covers all core budgeting — income, bills, loans, Paluwagan, Split Groups, AI insights, and the Budget Credit Score — forever, with no credit card required.
Can I cancel anytime?
Yes. Cancelling stops future renewals; your access continues until the end of your current period, then you revert to Free. All your data is preserved.
What payment methods are accepted?
GCash, Maya, Visa, and Mastercard, processed by PayMongo — a BSP-regulated payment provider. We never store your card details.
Do I need an account to see pricing?
No. Anyone can browse plans here. You only sign in when you're ready to upgrade.