How to set up your first budget in BudgetPH

Create your account

Sign up with just an email and password — no card needed. On your phone, tap 'Add to Home Screen' so BudgetPH opens like a native app and works offline.

Add your income

Go to Income and enter what you expect for the 15th and 30th (or set a different pay frequency — monthly, bi-weekly, or weekly). Enter the expected amount before payday and the actual after, and BudgetPH tracks the variance. Tag each entry by source: Salary, Freelance, OFW Remittance, Business, and more.

List your essentials and bills

Add rent, utilities, groceries, and transport under Essentials, each with a monthly budget. Put recurring obligations like electricity, water, and internet under Bills with their due dates so you get reminders.

Add cards, installments, and savings

Record credit cards and any installment purchases — BudgetPH injects the monthly amortization automatically. Then set a savings goal so a target amount is part of the plan, not an afterthought.

Track as you go

Mark bills and obligations Paid when you settle them. Log non-essential spending (or import it from GCash/Maya). Each day you check in builds your streak and nudges your Budget Credit Score upward.

Frequently asked questions

What if my income isn't on the 15th and 30th?

BudgetPH supports monthly, bi-weekly, and weekly pay frequencies too — pick what matches your situation in your account settings.

How long does setup take?

Most people have a working budget in under 10 minutes, especially if they import their GCash or Maya history instead of typing transactions.

Related features

Budget Credit Score →GCash & Maya CSV Import →