Lending to family and borrowing from friends is part of Filipino life — but it's easy to lose track. The Loan / Utang Tracker keeps an honest record of every peso, in both directions.
Both directions, one place
Track 'I Owe' and 'Owed to Me' side by side. Each loan shows the original amount, what's been repaid, and the remaining balance — so nobody has to awkwardly ask 'magkano na ba?'.
- ✓Separate views for money you owe and money owed to you
- ✓Record partial repayments over time
- ✓Auto-settle a loan when the balance hits zero
Keep relationships clean
Money strains relationships when records are fuzzy. A clear running balance means both sides agree on the numbers, and repayments are acknowledged the moment you log them.
Frequently asked questions
Can I track money people owe me?
Yes — the tracker handles both 'I Owe' and 'Owed to Me', each with its own running balance.
What happens when a loan is fully paid?
Once repayments reach the original amount, BudgetPH marks the loan settled automatically.
Is there a limit on the Free plan?
The Free plan supports up to 2 active loans; Pro removes the limit.
How-to guides
Related reading
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